Individual and family policies are available outside an employer sponsored plan and will remain with them even if they move from one company to another. Here are solutions we can help with!
Starting January 1st, 2014, all individual/family policies will be guaranteed coverage. This means no more medical underwriting or pre-existing limitations allowed!
CoverColorado will be discontinued March 1st, 2014.
Existing Private Market Place
For those who do not qualify for a subsidy through the CO Exchange . These health insurance companies will continue to sell in the private marketplace.
New option beginning 1/1/2014
Applications begin October 1st, 2013, for an effective date of January 1, 2014
A government subsidy available to those who qualify
Individuals who earn less than $45,960 per year, couples earning under $62,040 per year or a family that earns less than $94,200 per year will qualify for a subsidy
The amount of assistance will be determined on a sliding scale, which means the amount of the tax credit gets smaller the more you make in income.
* RiteHealth Solutions staff will all be Connect for Health Colorado certified brokers to advise individuals and help them apply for coverage!
Other Health Insurance Coverage for Special Circumstances:
International Health Coverage for international travel (short periods or extended stay)
Short term health insurance policies from 1 to 6 months in length
Other Policies Available to Individuals and Families:
Personal Life insurance policies-term or guaranteed life
Accident/Critical Illness/Cancer policies
Long Term Care Insurance
September is Life Insurance Awareness Month!
Individual/Family Coverage Options
I would recommend RiteHealth Solutions to anyone searching for a new health insurance plan. With the assistance of RiteHealth I was able to secure individual health insurance at an affordable monthly rate.
My broker was knowledgeable and courteous. With her guidance I found it easy to select the policy that best fit my lifestyle and needs.
I've worked with RiteHealth Solutions twice now and am still amazed by the exceptional service they deliver. While other health insurance brokers made me feel like a nuisance (I do ask a lot of questions!) and took ages to get back to me, the folks at RiteHealth Solutions were always friendly and responsive.
Also, the health plan quotes and choices they gave me matched my budget and preferences. I'd recommend them to anyone!
- Jen Kurian